9 letters · 12 points in Scrabble
verb substitute one creditor for another, as in the case where an insurance company sues the person who caused an accident for the insured
originBorrowed from Latin subrogātus, perfect passive participle of subrogō, from sub (“under”) + rogō (“to ask, request”). A variant of surrogate.
Etymology from Wiktionary, CC BY-SA 3.0